We believe annuities have a place in many clients’ portfolios, but not all. At Capex Wealth Management, we are well equipped to help you with that decision.
According to the investment site “The Motley Fool” annuities can be a good idea if you have low risk tolerance. “Fixed annuities can provide virtually guaranteed income for life, and for a price, you can even get inflation protection. For this reason, annuities can be appropriate for investors with extremely low risk tolerance.”
On the other hand, know that nothing from the annuities will go to your heirs unless you pay extra. In fact, these fees and others are often the reasons that will deter investors from buying annuities.
Annuities on our Platform include:
Fixed Index Annuities
A long term vehicle that offers potential growth and can be linked to a market index. You are never invested in the index itself. You cannot lose money due to a down market, but it has the potential to outperform most fixed-income vehicles, including Certificates of Deposit. There are fixed indexed annuities that are designed for long term accumulation and fixed indexed annuities with riders for a guaranteed income stream in retirement.
Immediate Annuities
Immediate annuities provide guaranteed streams of income in exchange for a lump some of cash.
Fixed Annuities
Fixed annuities accumulate capital on a tax-deferred basis with a guaranteed ficed interest rate and guaranteed principal investment in exchange for a lump sum of cash.
Variable Annuities
Variable annuities accumulate capital on a tax deferred basis. You choose the investments and your payout depends on the market performance of those investments.
who we are
All services in one place
Investment Management Platform
We will help you maintain and grow your portfolio in the best and safest way possible.
Fixed Income Platform
We offer bond ladder approach, bullet strategies, and barbell strategies to help build your portfolio.
Annuity Solutions
We offer a variety of annuity platforms meant to navigate around specific risks and taking into account your overall asset portfolio.
Insurance Solutions
We offer four types of insurance that can protect your long-term goals, objectives, and legacy planning.
